A program for optometrists
Protect your income if illness or injury keeps you from working.
A disability insurance program offered only to optometrists, for practice owners and associates. A policy can pay you a monthly benefit, a share of your income.
Subject to underwriting.
Joe Conroy, licensed insurance agent
Joe reaches out within 24 hours of your request.
The program
A disability program for optometrists.
The program covers individual disability insurance. If you own a practice, you can add overhead coverage. We also quote whole and term life, separately from the program.
Individual Disability Insurance
Protects your personal income, whether you own a practice or work as an associate. Buying younger usually costs less.
Preferred pricing is for optometrists in the program. Your agent confirms what your policy includes. Policies include exclusions and limitations, and terms can vary by state. Your rate is subject to underwriting.
Explore disability coverage- Protects
- Your personal income
- Pricing
- Preferred for optometrists
- Available in
- All 50 states
Also quoted: Term and Whole Life
Whole and term life, offered separately from the program and quoted in the same conversation as your disability coverage. Features vary by insurance company.
Explore life coverage- Options
- Term and whole life
- Quoted
- In the same conversation
Why it matters
Your income depends on being able to practice.
Most of what you earn comes from seeing patients. If an illness or injury keeps you from working, a disability policy can pay you a monthly benefit.
Explore disability coverageStudies cited by the Social Security Administration show a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age.
Source: Social Security Administration, Disability Benefits, Publication No. 05-10029
Optional add-on
Your overhead doesn't pause when you do.
If you own a practice, you can add business overhead expense coverage. It is optional. It helps pay fixed practice costs like rent, payroll and leases if you can't work due to illness or injury.
- Office rent
- Staff salaries
- Equipment leases
- Utilities
Your agent confirms what your policy includes. Policies include exclusions and limitations. Subject to underwriting.
How it works
Five quick steps. No health questions on this form.
It takes a few minutes. Tell us your state, your coverage now, what matters most and how to reach you. Then add your date of birth and sex for rate quotes. Joe reaches out within 24 hours, and requesting a quote costs nothing.